Travel insurance for visitors to Canada
Thinking of coming to Canada to settle? Work here? Visit family? Travel? Are you waiting for provincial health insurance? For any or all of these reasons, Visitors to Canada travel insurance is ideal for you.
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Emergency dental and medical care
Coverage amounts and deductible options available
Who should consider insurance for visitors to Canada?
The coverage is aimed at people who wish to make a short or long-term leisure trip to Canada, or a stay for work purposes (work visa), but also for future Canadian residents waiting to obtain provincial health insurance coverage (e.g. RAMQ). It could also meet the needs of Canadians returning home after a long stay outside Canada.
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What is covered by Visitors to Canada insurance?
In the event of an unexpected health problem or accident, an uninsured visitor could face significant medical expenses. To prevent this risk, a visitor's insurance plan will cover eligible medical expenses related to a medical emergency during your stay in Canada.
We've selected a variety of coverage plans from several insurers to meet your needs. These plans offer coverage amounts ranging from $25,000 to $300,000 per traveler. What's more, you can reduce your premium by selecting deductibles.
Hospital and emergency medical care
Prescription drugs
Emergency medical transportation
Emergency and accident dental care
Certain health professional services
Emergency return home and repatriation
Accidental death and dismemberment
Secondary travel outside Canada
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FAQ
Frequently asked questions
We've put together some frequently asked questions. Can't find the answer to your question? Don't hesitate to contact a member of our team.
Visit the FAQWhat is a deductible?
A deductible is the predetermined amount you must pay before the remaining eligible expenses are covered by the insurer. In other words, the deductible is the amount that remains at your expense in the event of a claim.
When is the best time to take out a coverage?
Most insurers impose a minimum waiting period of 48 hours when the policy is taken out after arrival in Canada, or when a previous policy expires. Any illness occurring during this waiting period, as well as related expenses even if incurred once the waiting period is over, are not covered.
We recommend that you choose your insurance coverage before you arrive in Canada. That way, you’ll be able to anticipate any delays in activating your coverage.
What is a pre-existing health condition?
A pre-existing condition is an illness, injury or health problem that existed prior to the effective date of insurance, for which you may or may not have sought medical attention, or for which you have exhibited signs and symptoms.
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