Recreational Travel Insurance for Canadians
Planning a trip soon? Travel insurance is essential to avoid unexpected costs in the event of a medical emergency. This travel insurance is specially designed for your destination.
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24/7 assistance
Emergency medical coverage
Trip cancellation or interruption insurance
Who is recreational travel insurance for?
Travel insurance is designed primarily for Canadian citizens and permanent residents traveling abroad or outside their province of residence. Dreaming of your next adventure around the world? Want to cross Canada from coast to coast? Already left Canada? Planning your next getaway to the South? Don't be caught unprepared by an unexpected health event. Travel insurance plans allow you to travel with peace of mind, knowing that your medical expenses will be taken care of.
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A quick and easy process
Start buying your insurance policy with complete transparency and in a secure environment. If in doubt, talk directly to our licensed team to help you make the right choice.
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Choose the plan that's right for you
If in doubt, talk directly to our licensed team to help you make the right choice.
What is covered by travel insurance?
A medical consultation or a short hospital stay can result in very high medical costs. It's important to take out insurance to ensure your peace of mind in the event of illness or accident. Travel insurance plans will cover you for medical emergencies outside Canada and outside your home province.
Some plans offer options that include coverage for medical or non-medical benefits, such as trip cancellation and interruption, as well as baggage loss, breakage or delay. Some insurers also offer plans for single or multiple annual trips.
Emergency hospital and medical care
Repatriation
Emergency dental care
Emergency air and ground transportation
Repatriation and return of the deceased
Trip cancellation and interruption
COVID-19 coverage
Subsistence allowance
Return of vehicle and baggage
Allowance following repatriation to Canada
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FAQ
Frequently asked questions
We've put together some frequently asked questions. Can't find the answer to your question? Don't hesitate to contact a member of our team.
Visit the FAQI have travel insurance coverage included with my credit card. Do I need additional coverage?
The travel insurance provided by your credit card provider may not be complete. That is, it may not cover certain expenses that are considered eligible under a specialized travel insurance policy. What’s more, many credit card providers limit the duration of their insurance coverage to a few days. It’s important to read the contract carefully to avoid unpleasant surprises.
Do I have to be covered by my provincial health insurance plan (e.g. RAMQ) to take out travel insurance?
In order to purchase leisure travel insurance coverage for Canadians, you must be covered by your provincial health insurance plan (e.g. RAMQ) for the entire duration of your stay outside your province of residence. Our licensed team has alternative coverage options should you lose your provincial plan.
What should I do if I need to see a doctor during my stay?
You should contact your insurer’s assistance center as soon as you have a health emergency. The center is available 365 days a year, 24 hours a day, 7 days a week. The assistance center can accompany you, guide you and direct you to the ideal resource depending on the situation. No matter where you are, the assistance center can handle communications with health care centers to facilitate your exchanges and your claim.
