Business Travel Insurance for Canadians
Planning a business trip soon? Travel insurance is essential to avoid unexpected costs in the event of a medical emergency. This travel insurance is specially designed for your destination.
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Emergency medical coverage
Trip cancellation or interruption insurance
Who can benefit from business travel insurance?
Travel insurance is designed primarily for Canadian citizens and permanent residents traveling abroad or outside their province of residence. Dreaming of reconciling work and leisure on your next adventure around the world? Crossing Canada from coast to coast for work? Don't be caught unprepared for the unexpected when it comes to your health. Travel insurance plans allow you to travel and work with peace of mind, knowing that your medical expenses will be taken care of.
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What is covered by travel insurance?
A medical consultation or a short hospital stay can result in very high medical costs. It's important to take out insurance to ensure your peace of mind in the event of illness or accident. Travel insurance plans will cover you for medical emergencies outside Canada and outside your home province.
Some plans offer options that include coverage for medical or non-medical benefits, such as trip cancellation and interruption, as well as baggage loss, breakage or delay. Some insurers also offer plans for single or multiple annual trips.
Emergency hospital and medical care
Repatriation
Emergency dental care
Emergency air and ground transportation
Repatriation and return of the deceased
Trip cancellation and interruption
COVID-19 coverage
Subsistence allowance
Return of vehicle and baggage
Allowance following repatriation to Canada
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FAQ
Frequently asked questions
We've put together some frequently asked questions. Can't find the answer to your question? Don't hesitate to contact a member of our team.
Visit the FAQI have travel insurance coverage included with my credit card. Do I need additional coverage?
The travel insurance provided by your credit card provider may not be complete. That is, it may not cover certain expenses that are considered eligible under a specialized travel insurance policy. What’s more, many credit card providers limit the duration of their insurance coverage to a few days. It’s important to read the contract carefully to avoid unpleasant surprises.
Is the amount of my travel insurance premium considered a deductible business expense?
A portion of your travel medical insurance premium may be tax-deductible if you are self-employed. If you are not self-employed, the portion of the premium applicable to emergency medical insurance could be considered an eligible medical expense for tax credit purposes. However, we recommend that you consult your tax advisor or accountant for more details and information about applicable tax laws.
I have group insurance at work. Do I need additional coverage?
The travel insurance provided by your group plan may not be complete. That is, it may not cover certain expenses that are considered eligible under a specialized travel insurance policy, or it may have certain exclusions. Many group plans do not cover professional or business travel. It’s important to read the contract carefully to avoid unpleasant surprises.
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