Baggage and travel delay option
Have you decided to go on a trip, you're covered for lost or delayed baggage, trip delays, trip interruption and trip accidents.
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Baggage loss and delay
Travel delays
Trip interruption and accident
Who can benefit from the baggage and travel delay option?
The Baggage and Travel Delay option is intended for Canadian citizens and permanent residents traveling outside their home province.
To be eligible for this coverage, you must be covered by your provincial health insurance plan for the entire duration of your stay outside your province of residence.
The luggage option is an excellent way to extend your travel coverage. It offers you additional protection against baggage loss and delay, trip delay, interruption and travel accidents. What's more, you can extend this coverage to your dependents!
A quick and easy process
Start buying your insurance policy with complete transparency and in a secure environment. If in doubt, talk directly to our licensed team to help you make the right choice.
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Travel with peace of mind
If in doubt, talk directly to our licensed team to help you make the right choice.
What is covered by travel insurance?
Optional Baggage and Travel Delay Insurance is designed to compensate you for covered losses that occur suddenly and unexpectedly during your trip. It covers trip interruption and delay, lost or delayed baggage, and accidents that could result in injury or death.
Trip Interruption
Trip delay
Baggage loss and delay
Travel Accident, sum insured of $100,000
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Our other travel insurance offers for Canadians
Are you a Canadian citizen or permanent resident traveling abroad or outside your province of residence? Dreaming of your next adventure around the world? Have you already left Canada? Don't be caught unprepared for an unexpected health event!
Discover our travel insurance plans:
Recreational travel insurance
Business travel insurance
Insurance for students abroad
FAQ
Frequently asked questions
We've put together some frequently asked questions. Can't find the answer to your question? Don't hesitate to contact a member of our team.
Visit the FAQWhy do I need private insurance if I’m Canadian?
A prolonged absence from Canada may affect your eligibility for provincial health insurance. It is important to validate the eligibility requirements of each province and to inform the responsible authorities of any trip or other stay outside the province that contravenes the presence rule applicable to your situation.
Consequently, if you are not covered by the provincial health insurance plan, medical and hospitalization expenses will not be covered. These costs can be very high, depending on the emergency and health situation. Insurance can help cover this risk.
When is the best time to take out a coverage?
Most insurers impose a minimum waiting period of 48 hours when the policy is taken out after arrival in Canada, or when a previous policy expires. Any illness occurring during this waiting period, as well as related expenses even if incurred once the waiting period is over, are not covered.
We recommend that you choose your insurance coverage before you arrive in Canada. That way, you’ll be able to anticipate any delays in activating your coverage.
