International Students, which insurance to choose?

Today, the big day has arrived, you will finally immigrate to come to Canada, all your things are ready, all your papers also, you will arrive in a new country, a new adventure. To have a positive experience, it is essential to take an insurance for international students, it is also required in all schools and immigration, but you do not know which one to choose, arriving here you have thousands of things to do and see, and you also face a lot of other problems, you do not have the time to compare all the insurance, we do it for you, The GCA Financial aims to save you time and money , to inform you about the different offers of the insurances on the market as well as to be the intermediary between the insurance companies and the insured, without changing anything on the price of your insurance. We will offer you the best insurance for you at the best price

The most popular insurance we sell, depending on the situation of the insured, are:

Allianz Global Assistance Standard Option:

This insurance covers the basic needs of a student:

  • Sum insured:     $5 million
  • Emergency Hospital confinement and Medical Services: up to overall maximum
  • Chiropractor, osteopath, podiatrist/chiropodist, naturopath, acupuncturist or Physiotherapist: $600 per profession
  • Ambulance Services: up to overall maximum
  • Prescription Medication: up to a 30-day supply
  • Transportation of Family or Friend: $5,000
  • Return of Deceased: $15,000
  • Cremation at place of death: $5,000
  • Dental (accident):$5,000
  • Dental (other than direct blow to face): $600
  • Dental (wisdom teeth): $100/tooth
  • Emergency Transportation / Return Home: up to overall maximum
  • Maternity: up to $1,000
  • Physical Examination: $250 per 12-month period
  • Eye Examination: one visit per 12-month period
  • Tutorial Services:  $20/hour up to $500
  • Accidental Death & Dismemberment: up to $15,000


Allianz Global Assistance Standard Option + 90 days stability:

Pre-existing medical conditions are covered if stable for over 90 days.


Manulife International Students in Canada FAMILY PLAN:

This insurance is the best one for families (parents + children) for people of 44 years and under only:

  1. Hospital expenses for:
  2. Physician services – for emergency medical attention up to five (5) follow-up visits
  3. Diagnostic services
  4. Private duty nurse – when medically up to a maximum of $10,000.
  5. Ambulance – up to $5,000 per unrelated sickness or injury.
  6. Prescription drugs – up to a thirty (30) day supply of drugs
  7. Chiropodist, podiatrist, physiotherapist, chiropractor, or osteopath, up to $70 per visit to a maximum of $700 for a covered injury.
  8. Accidental dental injury – up to $2,500
  9. Emergency dental treatment – up to $100 for the relief of dental pain, and up to $250 per tooth to extract impacted wisdom teeth.
  10. Psychiatric care – up to $5,000, plus up to five (5) follow-up visits with a physician.
  11. Trauma counselling – up to six (6) sessions of trauma counselling
  12. Medical appliances
  13. Emergency evacuation – up to a maximum of $100,000
  14. Family transportation and subsistence allowance –up to $3,000
  15. Repatriation of mortal remains – up to $25,000
  16. Tuition reimbursement – if you have an emergency which prevents you from attending school and, as a result, you are unable to obtain passing grades for the semester, up to $5,000 per semester
  17. Trip Break
  18. Terrorism Coverage (only for outbound insured)
  19. Annual medical examination – up to $100 per year
  20. Eye examination – up to one (1) visit per year
  21. Accidental death or dismemberment –up to $10,000

For any other questions please call us at: 1-800-607-1920, or you can send an email to: or visit our website

Should we "shop" around for visitor insurance to Canada?

We often receive calls from customers who ask for information about visitor insurance.
For some it is the price that is the most important, for others the benefits that are offered with each plan, while some prefer a known insurance company.
Many customers choose to “shop around” and sometimes opt for the cheapest option without going through the plan benefits, exclusions and restrictions.

As a travel insurance broker, our role is not only to sell visitor insurance coverage, but also to better understand the specific needs of each client and to propose a plan that will cover any existing medical conditions, sufficient coverage for the duration of stay in Canada and at most times at a competitive price.

To offer such service, we have partnered with many insurance companies that offer visitors insurance plans that offer different coverages from one another. For example, does the visitor suffer from heart disease? If so, his condition will be excluded from coverage with many plans.
Is the person over 80 and has a pre-existing condition? Is the person 90 years old or over? Most plans only offer coverage for people who are 89 years old and under.

All these details are relevant to allow us to offer the best option at the best rate. We offer the best prices in Quebec for super visa insurance ($ 100,000 protection for one year) with different scale levels of deductibles. (Note that all our super visa insurance plans are fully refundable if immigration visa has been denied and in most cases partial refunds are offered if client spends less than the full year in Canada).

Feel free to contact us and provide us with your love one trip information, their medical history, and the type of visa you are applying for and we will gladly try to find you the best plan for your needs.

Dror Amar
VP Sales & Marketing