Insurance plans

HEALTH INSURANCE FOR IMPATRIATES IN CANADA CHOOSING THE RIGHT COVERAGE FOR YOUR HEALTH CARE

The average cost of a hospital stay in Canada varies between $8,000 and $12,000. A major hospitalization including an intensive care stay can easily reach and exceed $50,000. An appropriate insurance plan is therefore necessary to protect you in case of a medical emergency.

Do not hesitate to contact us to find out which insurance coverage meets your needs at info@assurancevisiteurs.ca.

HEALTH INSURANCE FOR IMPATRIATES IN CANADA CHOOSING THE RIGHT COVERAGE FOR YOUR HEALTH CARE

The average cost of a hospital stay in Canada varies between $8,000 and $12,000. A major hospitalization including an intensive care stay can easily reach and exceed $50,000. An appropriate insurance plan is therefore necessary to protect you in case of a medical emergency.

Do not hesitate to contact us to find out which insurance coverage meets your needs at info@assurancevisiteurs.ca.

Allianz Inpatriates to Canada
Age limits
15 days to 69 years old
Maximum Sum insured
100,000 $; 150,000 $; 200,000 $
When to Apply?
1. Purchase prior to arrival 2. After Arrival: 48-hour waiting period* *Exception: accidental bodily injury
Pre-existing Medical Condition & Stability Exclusions
Ages 59 and younger: 90 days prior to policy effective date. Ages 60-69: 180-day stability prior to effective date.
Eligibility Requirements
HAVE TO MEET THE CRITERIAS
Medical Questionnaire
Ages 59 and younger: not required – Guaranteed Issue Ages 60-69: basic medical questionnaire
Side-Trips Outside Canada
Covers worldwide travel as long as the majority of the policy duration is spent in Canada. No coverage while in country of origin.
Non- Emergency Benefits (read policies for specifics)
Maternity up to $10,000 (80 % of expenses)* Eye examination (1 per 12 month period) Physical examination (1 per 12 months period) Vaccins ($100 per12 months period) *Pregnancy must begin at the earliest a month after purchase of plan!
Emergency Benefits (read policies for specifics)
Hospital & physician bills (up to amount) Emergency Medical (including follow-up visits) Prescription drugs (up to $500) Professional services following an accident: chiropractor, osteopath, physiotherapist Ambulance transportation (up to amount) dental accident ($4000) dental emergency ($500) Bringing someone to your bedside (up to $3000) Meals, hotel, phone calls & taxi (up to $1500) Repatriation of remains (up to $10,000) Evacuation to home (up to $3,000)
Savings – Family Rating
Not available
Accidental Death and Dismemberment
Up to overall maximum limit