Insurance plans
THE BROKER ADVANTAGE : CHOOSE THE PLAN YOU NEED AT THE RIGHT PRICE VISITORS TO CANADA
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Allianz Visitors to Canada
MOST POPULAR
Visitors to Canada
Best rate!
Visitors to Canada -
PLAN A
Visitors to Canada -
PLAN B
Rate Table
Age Limits
15 Days to 89 Years Old
At least 15 Days Old
30 Days to 85 Years Old
30 Days to 85 Years Old
Maximum Sum Insured
$25,000; $50,000; $100,000; $150,000; $300,000
$10,000; $25,000; $50,000; $100,000; $150,000; $300,000
$25,000; $50,000; $100,000
$25,000; $50,000; $100,000
When to Apply?
1. Purchase prior to arrival
2. After Arrival: 48-hour waiting period*
*Exception: accidental bodily injury
1. Purchase prior to arrival
2. After Arrival:
a. 48-hour waiting period applicable to sickness (age 0 to 85)*
b. 15-day waiting period applicable to sickness (age 86 and over)*
1. Purchase prior to arrival
2. After Arrival:
a. Within 30 days: 48-hour waiting period*
b. After 30 days: 8-day waiting period*
*Exception: accidental bodily injury
1.Purchase prior to arrival
2.After Arrival:
a. Within 30 days: 48-hour waiting period*
b. After 30 days: 8-day waiting period*
*Exception: accidental bodily injury
Pre-existing Medical Condition & Stability Exclusions
Ages 59 and younger: 90 days prior to policy effective date.
Ages 60-79: no coverage for pre-existing heart conditions, stroke or mini-stroke; 180-day stability prior to effective date for other conditions.
Ages 80 +: no coverage for pre-existing medical conditions.
Age 0 to 79
Option 1: Covered only if stable during the 120 days prior to the effective date
Option 2: All pre-existing medical conditions will be excluded from coverage
Age 80 and over
All pre-existing medical conditions will be excluded from coverage
Coverage not provided for pre-existing medical condition for which the insured received treatment in the 180 days prior to the effective date.
No coverage for pre-existing medical condition for which insured was hospitalized more than once for 2 consecutive days during 12 months prior to effective date.
Coverage provided for pre-existing medical condition in which the insured was stable in the 180 days prior to the effective date.
Eligibility Requirements
Must meet to apply
Must meet to apply
Must meet to apply
Must meet to apply
Medical Questionnaire
Not required – Guaranteed Issue
See application online
Not required – Guaranteed Issue
Ages 35 and over, required; must answer NO to all questions to be eligible.
Side-Trips Outside Canada
Covers worldwide travel as long as the majority of the policy duration is spent in Canada. No coverage while in country of origin.
Coverage provided as long as duration outside Canada does not exceed the lesser of: 30 days per policy or 49% of the total coverage days. No coverage while in country of origin.
Coverage provided as long as duration outside Canada does not exceed the lesser of: 30 days per policy or 49% of the total coverage days. No coverage while in country of origin.
Benefits (read policies for specifics)
Hospital & physician bills (up to amount)
Emergency Medical (including follow-up visits)
Prescription drugs (up to $500)
Professional services following an accident: chiropractor, osteopath, physiotherapist
Ambulance transportation (up to amount)
Dental accident ($4000)
Dental emergency ($500)
Bringing someone to your bedside (up to $3000)
Meals, hotel, phone calls & taxi (up to $1500)
Repatriation of remains (up to $10,000)
Evacuation to home (up to $3,000)
Emergency hospital (semi-private hospital accommodation)
Emergency medical
Follow-up visits (Up to $3,000 for follow-up when pre-approved by Active Care Management)
Accidental dental (Up to $3,000 for emergency treatment caused by an accidental blow to the face)
Dental emergencies (Up to $500 for the immediate relief of acute dental pain)
Meals and accomodation (Up to $150 per day to a maximum of $1,500 when hospitalized)
Emergency Return Home (Up to $3,000 for the additional cost of one-way economy transportation)
Return of Deceased (Up to $10,000 for return of remains or up to $4,000 for cremation or burial at place of death)
Flight Accident (Up to a maximum sum insured of $50,000)
Hospital & physician bills (up to amount)
Emergency Medical (NO follow-up visits)
Prescription drugs
Professional services following an accident: chiropractor, osteopath, physiotherapist
Ambulance transportation (up to amount)
Dental accident ($4000)
Dental emergency ($300)
Bringing someone to your bedside (up to $3000)
Meals, hotel, phone calls & taxi (up to $1500)
Repatriation of remains ($3,000 & transport)
Evacuation to home (reasonable)
Hospital & physician bills (up to amount)
Emergency Medical (NO follow-up visits)
Prescription drugs
Professional services following an accident: chiropractor, osteopath, physiotherapist
Ambulance transportation (up to amount)
Dental accident ($4000)
Dental emergency ($300)
Bringing someone to your bedside (up to $3000)
Meals, hotel, phone calls & taxi (up to $1500)
Repatriation of remains ($3,000 & transport)
Evacuation to home (reasonable)
Savings – Family Rating
2 times oldest applicant.
Available to those 59 years and younger.
2 times oldest applicant.
Available to those 59 years and younger.
Not available
Accidental Death and Dismemberment
Up to overall maximum limit
Up to the maximum sum insured not to exceed $150,000 for loss of life, limb or sight resulting from an accidental injury
Up to $50,000
Up to $50,000
Documentation
Allianz Visitors to Canada
MOST POPULAR
Rate Table
Age Limits
15 Days to 89 Years Old
Maximum Sum Insured
$25,000; $50,000; $100,000; $150,000; $300,000
When to Apply?
1. Purchase prior to arrival
2. After Arrival: 48-hour waiting period*
*Exception: accidental bodily injury
Pre-existing Medical Condition & Stability Exclusions
Ages 59 and younger: 90 days prior to policy effective date.
Ages 60-79: no coverage for pre-existing heart conditions, stroke or mini-stroke; 180-day stability prior to effective date for other conditions.
Ages 80 +: no coverage for pre-existing medical conditions.
Eligibility Requirements
Must meet to apply
Medical Questionnaire
Not required – Guaranteed Issue
Side-Trips Outside Canada
Covers worldwide travel as long as the majority of the policy duration is spent in Canada. No coverage while in country of origin.
Benefits (read policies for specifics)
Hospital & physician bills (up to amount)
Emergency Medical (including follow-up visits)
Prescription drugs (up to $500)
Professional services following an accident: chiropractor, osteopath, physiotherapist
Ambulance transportation (up to amount)
Dental accident ($4000)
Dental emergency ($500)
Bringing someone to your bedside (up to $3000)
Meals, hotel, phone calls & taxi (up to $1500)
Repatriation of remains (up to $10,000)
Evacuation to home (up to $3,000)
Savings – Family Rating
2 times oldest applicant.
Available to those 59 years and younger.
Accidental Death and Dismemberment
Up to overall maximum limit
Documentation
Visitors to Canada
Age Limits
At least 15 Days Old
Maximum Sum Insured
$10,000; $25,000; $50,000; $100,000; $150,000; $300,000
When to Apply?
1. Purchase prior to arrival
2. After Arrival:
a. 48-hour waiting period applicable to sickness (age 0 to 85)*
b. 15-day waiting period applicable to sickness (age 86 and over)*
Pre-existing Medical Condition & Stability Exclusions
Age 0 to 79
Option 1: Covered only if stable during the 120 days prior to the effective date
Option 2: All pre-existing medical conditions will be excluded from coverage
Age 80 and over
All pre-existing medical conditions will be excluded from coverage
Eligibility Requirements
Must meet to apply
Medical Questionnaire
See application online
Side-Trips Outside Canada
Benefits (read policies for specifics)
Emergency hospital (semi-private hospital accommodation)
Emergency medical
Follow-up visits (Up to $3,000 for follow-up when pre-approved by Active Care Management)
Accidental dental (Up to $3,000 for emergency treatment caused by an accidental blow to the face)
Dental emergencies (Up to $500 for the immediate relief of acute dental pain)
Meals and accomodation (Up to $150 per day to a maximum of $1,500 when hospitalized)
Emergency Return Home (Up to $3,000 for the additional cost of one-way economy transportation)
Return of Deceased (Up to $10,000 for return of remains or up to $4,000 for cremation or burial at place of death)
Flight Accident (Up to a maximum sum insured of $50,000)
Savings – Family Rating
—
Accidental Death and Dismemberment
Up to the maximum sum insured not to exceed $150,000 for loss of life, limb or sight resulting from an accidental injury
Documentation
Visitors to Canada -
PLAN A
Rate Table
Age Limits
30 Days to 85 Years Old
Maximum Sum Insured
$25,000; $50,000; $100,000
When to Apply?
1. Purchase prior to arrival
2. After Arrival:
a. Within 30 days: 48-hour waiting period*
b. After 30 days: 8-day waiting period*
*Exception: accidental bodily injury
Pre-existing Medical Condition & Stability Exclusions
Coverage not provided for pre-existing medical condition for which the insured received treatment in the 180 days prior to the effective date.
No coverage for pre-existing medical condition for which insured was hospitalized more than once for 2 consecutive days during 12 months prior to effective date.
Eligibility Requirements
Must meet to apply
Medical Questionnaire
Not required – Guaranteed Issue
Side-Trips Outside Canada
Coverage provided as long as duration outside Canada does not exceed the lesser of: 30 days per policy or 49% of the total coverage days. No coverage while in country of origin.
Benefits (read policies for specifics)
Hospital & physician bills (up to amount)
Emergency Medical (NO follow-up visits)
Prescription drugs
Professional services following an accident: chiropractor, osteopath, physiotherapist
Ambulance transportation (up to amount)
Dental accident ($4000)
Dental emergency ($300)
Bringing someone to your bedside (up to $3000)
Meals, hotel, phone calls & taxi (up to $1500)
Repatriation of remains ($3,000 & transport)
Evacuation to home (reasonable)
Savings – Family Rating
2 times oldest applicant.
Available to those 59 years and younger.
Accidental Death and Dismemberment
Up to $50,000
Documentation
Visitors to Canada -
PLAN B
Rate Table
Age Limits
30 Days to 85 Years Old
Maximum Sum Insured
$25,000; $50,000; $100,000
When to Apply?
1.Purchase prior to arrival
2.After Arrival:
a. Within 30 days: 48-hour waiting period*
b. After 30 days: 8-day waiting period*
*Exception: accidental bodily injury
Pre-existing Medical Condition & Stability Exclusions
Coverage provided for pre-existing medical condition in which the insured was stable in the 180 days prior to the effective date.
Eligibility Requirements
Must meet to apply
Medical Questionnaire
Ages 35 and over, required; must answer NO to all questions to be eligible.
Side-Trips Outside Canada
Coverage provided as long as duration outside Canada does not exceed the lesser of: 30 days per policy or 49% of the total coverage days. No coverage while in country of origin.
Benefits (read policies for specifics)
Hospital & physician bills (up to amount)
Emergency Medical (NO follow-up visits)
Prescription drugs
Professional services following an accident: chiropractor, osteopath, physiotherapist
Ambulance transportation (up to amount)
Dental accident ($4000)
Dental emergency ($300)
Bringing someone to your bedside (up to $3000)
Meals, hotel, phone calls & taxi (up to $1500)
Repatriation of remains ($3,000 & transport)
Evacuation to home (reasonable)
Savings – Family Rating
Not Available
Accidental Death and Dismemberment
Up to $50,000
Documentation