Insurance plans

Canadians Expatriates Insurance

THE INSURANCE BROKER ADVANTAGE: CHOOSE THE RIGHT PLAN AT THE BEST RATE! Canadian Expatriates

Please note that depending on the government notices in effect, certain restrictions may apply to the coverage of COVID-19. Contact us for more information.

The Canadian Expatriate Plan is ideal for individuals who are working and living abroad for an extended period of time, and who need to notify and cancel the Quebec (RAMQ) or provincial health insurance plan. For other options, contact our team for the Young Travellers or Extended Travel Insurance options.

It is possible to maintain coverage upon return while waiting for the file to be reactivated with the Quebec (RAMQ) or provincial health insurance plan.

Out-of-province leisure travel Canadians Insurance
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Business travel for Canadians Insurance

HEALTH INSURANCE FOR CANADIAN EXPATRIATES CHOOSING THE RIGHT COVERAGE FOR YOUR HEALTH CARE

Please note that depending on the government notices in effect, certain restrictions may apply to the coverage of COVID-19. Contact us for more information.

Planning to travel abroad for an extended period of time? The Canadian expatriate insurance coverage option is ideal for travelers who are working and living abroad for an extended period of time, and who need to notify and cancel the Quebec or provincial health insurance plan (RAMQ).

It is possible to maintain the coverage in effect upon return from the trip while waiting for the file to be reactivated with the Quebec or provincial health insurance plan (RAMQ).

Do not hesitate to contact us to find out which insurance coverage corresponds to your needs at info@assurancevisiteurs.ca . We offer a variety of coverage options for young travelers, extended trips or visitors.

Destination Insurance Coverage for Canadian Expats
Direct Purchase
Rate
Rate table Excluding USA Rate table Including USA
Age limits
15 days to 69 years old
Coverage
$ 1,000,000
Length of contract
Minimum 12 weeks / Maximum 52 consecutives weeks
When to Apply?
1. Before leaving your province 2. After leaving your province: 48-hour waiting period
Pre-existing Medical Condition & Stability Exclusions
Any condition (except for a minor ailment) for which you sought or received exists prior to becoming insured medical treatment, advice, follow-up visits, counseling, or has taken prescription drugs within one hundred and eighty (180) days prior to becoming insured under this policy. Such condition shall be covered when subsequently a continuous period of not less than three hundred and sixty-five (365) consecutive days has passed during which time you have not sought or received medical treatment, advice, follow-up visits, counseling, nor has taken prescription drugs related to such condition.
Eligibility Requirements
Must meet to apply
Medical Questionnaire
Not required - guaranteed issued
Side-Trips
Exclusive of US covers worldwide travel less US (except for in-transit) Inclusive of US and Mexico Covers worldwide travel.
Emergency Benefits (read policies for specifics)
Up to $10,000 CAD per person for out-patient services Emergency Medical Hospital & physician bills Emergency and Ambulance transportation Bringing someone to your bedside (3000 $ max) Repatriation of remains (10,000 $ max) Emergency Medical Evacuation (25 000 $ max)
Maternity related benefits
Complicated Maternity ($5,000 max) (Only payable if birth is 10 months after the effective date)
Paramedical services
Chiropractor, physiotherapist, osteopath, podiatrist or acupuncturist Up to $500 CAD per profession, per injury or sickness
Dental services
Emergency Dental Treatment
Accidental Death and Dismemberment
None
Documentation
Brochure Policy Wording
Direct Purchase
Destination Insurance Coverage for Canadian Expats
Direct Purchase
Rate
Rate table Excluding USA Rate table Including USA
Age limits
15 days to 69 years old
Coverage
$ 1,000,000
Length of contract
Minimum 12 weeks / Maximum 52 consecutives weeks
When to Apply?
1. Before leaving your province 2. After leaving your province: 48-hour waiting period
Pre-existing Medical Condition & Stability Exclusions
Any condition (except for a minor ailment) for which you sought or received exists prior to becoming insured medical treatment, advice, follow-up visits, counseling, or has taken prescription drugs within one hundred and eighty (180) days prior to becoming insured under this policy. Such condition shall be covered when subsequently a continuous period of not less than three hundred and sixty-five (365) consecutive days has passed during which time you have not sought or received medical treatment, advice, follow-up visits, counseling, nor has taken prescription drugs related to such condition.
Eligibility Requirements
Must meet to apply
Medical Questionnaire
Not required - guaranteed issued
Side-Trips
Exclusive of US covers worldwide travel less US (except for in-transit) Inclusive of US and Mexico Covers worldwide travel.
Emergency Benefits (read policies for specifics)
Up to $10,000 CAD per person for out-patient services Emergency Medical Hospital & physician bills Emergency and Ambulance transportation Bringing someone to your bedside (3000 $ max) Repatriation of remains (10,000 $ max) Emergency Medical Evacuation (25 000 $ max)
Maternity related benefits
Complicated Maternity ($5,000 max) (Only payable if birth is 10 months after the effective date)
Paramedical services
Chiropractor, physiotherapist, osteopath, podiatrist or acupuncturist Up to $500 CAD per profession, per injury or sickness
Dental services
Emergency Dental Treatment
Accidental Death and Dismemberment
None
Documentation
Brochure Policy Wording
Direct Purchase